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4 Reasons to Invest in an Annuity

An annuity is a contract that you purchase from an insurance company or other financial institution that guarantees a lifetime income stream. For a lump sum payment to the issuer of the annuity, you are can receive either a lump sum, a certain number of p... Read >

5 Signs that You are Getting Ripped off with Your Annuities

Annuities - which are basically investment packages with a life insurance policy included - are an investment option that in recent times has been witness to a lot of fraudulent activity. This activity is often targeted at senior citizens who are talked ... Read >

10 Tips to Finding the Best Annuities

If you're looking for a great way to protect your money and to earn a consistent return, then annuities are definitely a financial instrument that you should be interested in. An annuity is generally provided by life insurance companies. You can pay money... Read >

What Your Insurance Company Does Not Want You to Know about Fixed Annuities

One of the greatest features of fixed annuities is that they are reasonably simple. So, in reality, fixed annuity rates are not nearly as complex as variable annuities are. However, be aware that your financial advisor most likely won't inform you that th... Read >

Annuities Are All The Rage, But Are They Right For You

Baby Boomers are Loving Annuities That's right! Although very popular in its many forms, the annuity isn't for everyone. Interest in these stalwarts of the financial services industry has exploded in recent years. The aging of the population, the decli... Read >

Comparing Annuities For Investment Purposes

Most people shopping for an annuity are looking for a way to save for a child's college fund, or for a future retirement. Annuities are either deferred or immediate. Immediate annuities require a lump sum investment and start paying out on the following m... Read >

Equity Indexed Annuities 101

The word annuity has its origins in a Latin term that means "annual." Today, an annuity is an investment product sold by insurance companies. Annuities can be purchased through a series of contributions or in one lump sum. The money put into the annuit... Read >

What is a Variable Annuity and What Can It Do For You

A variable annuity is similar to a 401k in some respects because you can choose for yourself which investments you would like to make up your portfolio. The premium can be divided with portions being used to fun several subaccounts that are diversified ac... Read >

How Do Your Annuity Rates Compare?

Across the United States with the down turn in the stock market annuities have become a major part of the retirement and investment planning for many Americans. However, annuities are designed to be long-term investments, to meet retirement and other lon... Read >

A Short Guide To The Fixed Annuity

The fixed annuity is similar in many ways to CDs issued by a bank, but the difference is that they are intended to fund the buyer's retirement. These are for the most part very low in risk and can be converted to cash much easier than a typical CD as well... Read >

Equity-Indexed Annuities and Income Riders

An equity-indexed annuity is a type of annuity that grows and earns interest based on a formula related to a specific stock market index. An Equity Indexed Annuity with an Income Rider is a contract between you and the insurance company which provides:... Read >

What Is Annuity Insurance and How Can it Benefit Your Retirement?

Annuity insurance is an excellent way for individuals to prepare for their retirement. Typically, it involves investors providing a certain amount of funds to insurance companies who are able to grow these investments over time and provide a return. One o... Read >

An Overview of the Variable Annuity

A variable annuity is similar to a 401k in some respects. You can choose which investments you would like to add into your portfolio. The premium can be divided with portions being used to fund several subaccounts that are diversified according to risk. T... Read >

How to Find the Best Annuity Rates

The first thing you need to keep in mind while researching for the best annuity rates is that they will often start out with a great rate, but then the interest rate begins to fall after the first year. It is important for you to do your due diligence on ... Read >

Pros and Cons of a Life Annuity

The term life annuity refers to an insurance product where the buyer, also referred to as the annuitant, is contracted to receive a set series of payments over an agreed upon period of time. This product is most often provided by a bank or other financial... Read >